Privacy Policy
Privacy Statement For Personal Information Collected On This Web Site
Our Commitment to Privacy
Maverick BankCard, Inc. ("Maverick") and our affiliated companies appreciate your interest in
our products
and
services
and visit to this Website and to everyone who visits and uses our software, technology, services, websites,
online and
mobile applications including without limit the Maverick web-based platform (collectively, the "Website".)
Maverick
regards its customers as its most valuable asset. We recognize that building a long-term business
relationship
with you
depends in large part on trust. Earning your trust begins with our commitment to protect your privacy.
This privacy statement applies to personal data collected during visits to this website. We do
not sell,
lease, or rent
your personal information without your express informed consent. By interacting with Maverick through our
Website on
your mobile device or computer ("Device") or any other means, you expressly consent to the use of
information
that is
collected or submitted as described in this privacy policy.
We may change or add to this privacy policy, so we encourage you to review it periodically
because by
continuing to use
our Website you expressly agree to any such amendments or updates. The information we collect through the
Website is
used to understand how we can enhance our Website and improve your experience, respond to your requests,
customize your
preferences, communicate with you, send you promotions, track your Geo-Location to offer you products and
services and
confirm your identity, and use your Biometric data to verify and to authenticate your identity.
Notice
Maverick provides this online privacy statement to make you aware of our privacy practices and
the choices
you
may make
about the way your personal information is collected and used.
What Information We Collect
Maverick has designed its Website so that you can visit without identifying yourself or
revealing any
personal
information unless you choose to do so. Visitors to our Website are asked to provide personal information
such
as name
and e-mail address if they want to communicate with us (e.g., to ask a question or request information). If
you choose
not to provide us with personal information, you can still access most portions of our Website.
Technical Information – Maverick does collect non-personally identifiable information
online.
Maverick uses
third-party
tracking applications to measure and analyze site traffic. These applications may collect information such
as
your
computer’s operating system and browser type, IP address, date and time of access, address of a referring
website, if
any, etc. and may track a user’s path through our websites. Maverick uses this information to enhance the
user’s
experience at the site and to prepare future content based on the interests of users.
Personal Information – Maverick will not through its websites collect, store or
release any
personal
identifying
information about you without first receiving your consent. If you visit this website or if you
affirmatively
contact
Maverick and request information, you are consenting to Maverick’ collection of information about you such
as
your name,
title, company, email address, mailing address, phone numbers, flight preferences, and requirements.
Other Maverick websites may offer you the opportunity to purchase branded merchandise online.
In connection
with those
purchases, you may be asked to submit personal information, such as shipping address and credit card
information that is
required to complete the transaction. Credit card data will be protected by Secure Sockets Layer (“SSL”) or
other
encryption mechanisms.
Other types of information we collect may include:
- Name;
- Business and home address
- Your image, fingerprint(s) ("Biometric data,") expressly authorized by you in the
respective
Agreement(s)
with
Maverick related to your use of the Maverick Products, and at the first time you share or use any such
information or
data. Maverick does not collect, store, share, or sell any Biometric data. Maverick only uses such
products to
verify
your identity via third parties. You can opt out of using your Biometric data at any time by adjusting the
settings on
your Device, or in your account settings in the Website;
-
E-mail address;
-
Phone (or mobile) number;
-
Bank account information
-
Purchase, return, and/or exchange information;
-
How you use our Products, search terms, pages you visit on our mobile applications, products and merchants
viewed, and
Website
performance, as discussed further below;
-
Geo-location while the Website is active, in use, running in the background, or connected to your Device
as
expressly
authorized by you in the
respective Agreement(s) with Maverick and at the first time you share or use any such information or data.
Maverick does
not store or sell any
Geo-location data.
-
Your uploaded information, including inquiries, notices, and other communication.
If you choose not to provide information, we may not be able to provide you with requested
products,
services
or
information. In such case, we will let you know and strive to find a solution so that you can enjoy the
Website.
Automated Information Collection:
We may connect information collected automatically with information we already have about you
collected
through the
Website in order to authenticate your identity. If we are able to identify you as a Product User we may, for
example,
link your activity on one of our other Products. This allows us to provide you with a personalized
experience
regardless
of how you interact with us – online or mobile or from one Website to the another.
In order to provide the best user experience possible, we also use automated information
collection
technologies for
reporting and analysis purposes. We examine metrics such as how you are shopping on the Website, the
performance of our
marketing efforts, merchant's marketing efforts, and your response to those marketing efforts.
Mobile: Once you download or use the Website, we may receive information
about your
Geo-Location and your
mobile Device,
including a unique identifier for your Device. You can change your preferences at any time within the
respective Website
or by emailing [email protected].
Camera: We may use your cameras and access your gallery with your consent. We
use that
information for
providing safe
and better services and identification purpose.
Microphone: We may Access the microphone in your Device(s), with your
consent, to provide
better and
convenient
services.
E-mail Communications: We use email communication for secured authentication
as well as to
provide very useful
and
interesting information regarding your requests. This communication also helps us to deliver the best
service
we can to
you.
Text: We use text communication to authenticate and verify your identity and to offer you
promotions.
Information from Other Sources: We might receive information about you from
other sources
and add it to our
account
information or use it for our Products. This includes your name, picture, payment accounts linked to you
Device,
biometric information linked to your Device, including facial recognition and fingerprint. For instance, we
obtain your
Geo-Location information, following your consent as set forth above, to enhance user and service experience
as
our
intent is to respond to your requests using convenient and nearby store possible.
How We Use the Information
Information you provide will be kept confidential and will be used to fulfill your request.
Maverick uses
personal
information to understand your needs better, to provide better service, and to communicate with you (e.g.,
answer your
questions, respond to your requests). We may also send you an email to confirm your request and may need to
contact you
via phone, postal mail or email if we have other questions regarding your request. You may receive emails
from
us
regarding our products, services, special events and promotions. From time to time, we may also send you
emails or text
messages as expressly authorized by you under the respective agreement with Maverick.
We also use the information collected for the following:
-
Provide interactive features on the Website, such as responding to inquiries.
-
Administer promotions, surveys.
-
To respond and provide services very promptly.
-
Authenticate your identity.
Internal Operations:
-
Improve the effectiveness of products, services, and marketing efforts.
-
Conduct research and analysis and customize individual preferences.
Prevention of Fraud and Other Harm:
- Prevent fraudulent transactions, monitor against theft and otherwise protect you and our
business.
Legal Compliance:
- Assist law enforcement and respond to legal/regulatory inquiries.
Sharing the Information – Maverick will not sell, rent, or lease to third parties the
personal
information we
collect
online from you without your express consent. We may share personal information collected from you with our
affiliated
companies for the purposes described above. Maverick will not otherwise share your personal information with
third
parties without your consent, unless required by law or as disclosed to you when the information is
collected.
If we
share your personal information with a third party, such party will either be subject to Maverick policies
or
contractually required to provide the same privacy protection as Maverick in handling your personal
information.
Legal Disclosure - Please note that Maverick will, under certain circumstances
permitted or
required
by law or
court
order, collect, use, and/or disclose personal information collected online pursuant to procedures that do
not
require
giving notice or providing other privacy protections (for example, in connection with law enforcement
investigations).
Additionally, Maverick may share personal information with other companies, lawyers, credit bureaus, agents
or
government agencies in the following cases: (1) when we have reason to believe that disclosing this
information is
necessary to identify, contact, or bring legal action against someone who may be causing injury to or
interference with
(either intentionally or unintentionally) the rights of Maverick or to anyone that could be harmed by such
activities;
(2) when we believe in good faith that the law requires it; (3) to our affiliate companies or to any third
party who may
acquire Maverick; and (4) in situations involving threats to the physical safety of any person.
Choice and Onward Transfer of Data
As described above, Maverick will offer the opportunity to opt out of disclosure to third
parties of
personal
information we collect online from you. We will not use the personal information provided to us online for
purposes
incompatible with those described above or subsequently authorized by you without first notifying and
offering
you an
opportunity to opt out of such use.
Access to Your Information
Maverick strives to keep your personal information accurate. We provide access to the personal
information
we
collect
online from you so that you may review, update, amend, correct, or delete it. If you choose to delete it, we
will use
reasonable efforts to remove your personal information from our files. To protect your privacy and security,
we also
will take reasonable steps to verify your identity before granting you access. You may at any time contact
Maverick with
any privacy questions or concerns you may have, and ask to see the personal data you have on file and
request
a
correction or deletion by any means shown on our Contact Us page or via email: [email protected].
Security and Integrity
Maverick is committed to ensuring the security and integrity of your information. We use
industry standard
Internet
security technology and have adopted reasonable physical, electronic, and managerial procedures to safeguard
the
personal information you provide to us online. These procedures protect the information against unauthorized
access or
disclosure, loss or misuse, and alteration or destruction. They also help ensure the information is accurate
and used
properly.
Unfortunately, no data transmission over the Internet or any wireless network can be
guaranteed to be 100%
secure. As a
result, while we strive to protect your personal information, you acknowledge that: (a) there are security
and
privacy
limitations of the Internet which are beyond our control; (b) the security, integrity, and privacy of any
and
all
information and data exchanged between you and us through the websites cannot be guaranteed; and (c) any
such
information and data may be viewed or tampered with in transit by a third party.
Children
Although Maverick Website is not directed at children, we are committed to complying with all
applicable
laws
and
requirements, such as the Children’s Online Privacy Protection Act. We do not knowingly collect information
from
children under the age of 13. If we learn that we have personal information relating to a child under the
age
of 13, we
will delete that information from our systems. we take additional steps to protect children’s privacy,
including:
Notifying parents about our information practices with regard to children, including the types
of personal
information
we may collect from
children, the uses to which we may put that information, and whether and with whom we may share that
information;
- In accordance with applicable law, and our practices, obtaining consent from parents for
the collection
of
personal
information from their
children, or for sending information about our products and services directly to their children;
- Limiting our collection of personal information from children to no more than is reasonably
necessary to
participate
in an online activity; and
- Giving parents access or the ability to request access to personal information we have
collected from
their
children
and the ability to request
that the personal information be changed or deleted.
This policy is in accordance with the U.S. Children’s Online Privacy Protection Act (“COPPA”),
and outlines
our
practices in the United States regarding children’s personal information. For more information about COPPA
and
general
tips about protecting children’s online privacy, please visit OnGuard Online.
You are required to provide your consent prior to Maverick collecting, using, or disclosing
any of your
child's personal
information, including without limit, a child's a name, address, phone number or email address; their
physical
whereabouts; photos, videos and audio recordings of the child, and persistent identifiers, like IP
addresses,
that can
be used to track a child’s activities over time and across different websites and online services.
If your child attempts to use features on any Website that collects personal information, you
will receive
a
notice
about the information Maverick will collect. This is typically done when you purchase or before you
authorize
any use of
any Maverick product or service.
If you have questions or concerns about our privacy practices, please contact Maverick at [email protected]
Links to Unrelated Party Web Sites
Links to unrelated party Website may be found on Maverick Website, and are provided solely as
a
convenience.
If you use
these links, you leave the Maverick site. Maverick has not reviewed these unrelated party sites, and does
not
control
and is not responsible for any of these sites, their content, or their privacy policies and practices.
Accessing or Deleting your information:
You have right to request all your personal information stored across all Websites. You can
make a request
to
delete all
your Information. Completing your request may take four (4) weeks or more.
Data Security:
Maverick has implemented and maintained reasonable security measures to protect data from
unauthorized
access,
acquisition, destruction, use, modification, or disclosure. Additionally, Maverick requires that all of its
partners or
affiliates that may have access to your data have agreed to implement and maintain reasonable security
measures to
similarly keep any data shared by Maverick confidential. Further, should any potential or actual breach
occur,
Maverick
has a dedicated team to respond to such breach and will keep you informed as necessary to maintain your
privacy.
We may also use "Cookies." For full information on the type of data and content that we store
and collect
via
Cookies,
please refer to our Cookie Policy available at
ONLINE TRACKING
1. ONLINE TRACKING TECHNOLOGIES AND ADVERTISING
We and certain service providers operating on our behalf collect information about your
activity, or
activity
on devices
associated with you, on our sites and applications using tracking technologies such as cookies, Flash
cookies,
pixels,
tags, software development kits, application program interfaces, and Web beacons. Definitions for some of
the
tracking
technologies listed, as well as information about your choices with respect to them, are available below.
This
tracking
data may be used for many purposes including, for example, to:
- Provide useful features to simplify your experience when you return to our sites and
applications (for
example,
remembering your shipping
information for future purchases);
- Deliver relevant content and advertising based on your preferences, usage patterns and
location;
- Monitor, evaluate, and optimize the use and operation of our sites and applications; and
- Analyze traffic on our sites and on the sites of third parties.
We may collect information whether or not you are logged in or registered, and may associate
this tracking
data with
your registration account (if you have one), in which case we will treat it as personal information. Service
providers
that collect tracking data on our behalf may provide an opportunity for you to choose not to be tracked
online.
Advertisers and third parties also may collect information about your activity on our sites
and
applications,
on devices
associated with you, and on third-party sites and applications using tracking technologies. Tracking data
collected by
these advertisers and third parties is used to decide which ads you see both on our sites and applications
and
on
third-party sites and applications.
You may choose not to receive targeted advertising from many ad networks and
partners, data
exchanges, and
marketing
analytics and other digital advertising and marketing service providers. You may also be able to choose to
control
targeted advertising on other websites and platforms that you visit. In addition, you may also choose to
control
targeted advertising you receive within applications by using the settings and controls on your devices (for
example, by
re-setting your mobile device’s advertising identifier and/or opting out of interest based ads). We adhere
to
the
Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Advertising.
2. ONLINE TRACKING TECHNOLOGIES
Examples of online tracking technologies include:
- Cookies. For more information visit our Cookie Policy at https://maverickpayments.com/cookie-policy.
Maverick may use
cookie technology to obtain non-personal information from you as an online visitor. Cookies do not store
any
personal
information. A cookie is a small text file placed on your computer’s hard drive that allows Website to
recognize repeat
users, facilitate users’ access to sites, and compile aggregate data that will allow content improvements
at
the site.
If users do not want cookies to be accessible to Maverick, most browser programs allow users to deny or
disable the use
of cookies. If you choose not to disable the use of cookies, then your browser adds the text in a small
file.
Cookies
allow a web application to respond to you as an individual. By gathering and remembering information about
your
preferences, the web application can tailor its operation to your needs, likes, and dislikes. Cookies also
help us
analyze web traffic and let us know when you visit or revisit a particular page or site. Maverick Website
may
use
temporary cookies as part of the customer web navigation experience, tracking unique IDs for that
particular
Website
session only. This cookie, by itself, only tells us that a previous Maverick Website visitor has returned.
If
you deny
or disable the use of a cookie, you can still use the site anonymously. Overall, Maverick limited use of
cookies helps
us operate a more effective Website, letting us monitor what’s working and what isn’t through site traffic
analysis.
Maverick wants to be sure you understand that accepting a cookie in no way gives us access to your
computer or
any
personal information other than the data you choose to share with us.
- Flash cookies. We may use local shared objects, sometimes known as Flash cookies, to store
your
preferences
or display
content based upon what you view on our site to personalize your visit. Our advertisers and third-party
service
providers also may use Flash cookies to collect and store information. Flash cookies are different from
browser cookies
because of the amount of, type of, and manner in which data is stored. Cookie management tools provided by
your browser
will not remove Flash cookies. Learn how to manage privacy and storage settings for Flash
cookies. If you
disable Flash
cookies, you won’t have access to many features that make your guest experience more efficient, and some
of
our services
will not function properly.
- Web beacons. Web beacons are small pieces of data that are embedded in images on the pages
of sites. Web
beacons may
involve the transmission of information directly to us, to another party on our behalf, or to another
party in
accordance with its privacy policy. We may use web beacons to bring together information we collect about
you.
3. DO NOT TRACK
Web browsers can transmit Do Not Track signals that indicate that a user does not wish to have
activity
tracked.
Currently, no universally accepted standard exists for how to interpret such signals, although work to
create
consensus
is ongoing. Accordingly, we adhere to the standards set out in our privacy policy. You can manage your
choices
regarding
targeted advertising as described in Section 1 above and in Your Controls
Notice to California Residents: If you are a California resident, you may
have certain additional rights.
California
Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal
information by
Maverick to third parties for the third parties’ direct marketing purposes. California Business and
Professions Code
Section 22581 permits registered users who are minors to request and obtain deletion of certain posted
content.
California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your
personal
information by certain members of the Maverick Company to third parties for the third parties’ direct
marketing
purposes.
To make such a request, please send an email to [email protected] or write us: 26520 Agoura Road 1st Floor
Calabasas,
CA 91302, Attn: Legal Department.
Periodic Changes
Please note that Maverick reviews its online privacy practices from time to time and those
practices are
subject to
change. Therefore, users should periodically review this page to ensure familiarity with the most current
version of our
online privacy statement. Your continued use of the Website amounts to your express consent to any such
updates or
changes.
Your Acceptance of Our Privacy Practices
By using this Website, you signify your acceptance of this privacy statement, and you adhere
to the terms
and
conditions
posted on the Website. If you do not agree with any of these terms, please do not use this site or submit
any
personal
information.